What is Merchant Cash Advance?
Mechant Cash Advance targets SMEs with electronic payment acceptance.
Immediate cash for a share of merchant’s future revenue.
The advance amount is determined by historical payment volumes and the merchant’s risk profile.
The repayments are automatically withheld and repaid avoiding any impact on the SMEs business operation.
Why oCap?
We understand the payment eco-system as well as the lending industry.
We think products from the client and also understand the needs of the other participants in the eco-system.
oCap’s platform is easy to integrate for payment companies looking for new service offerings. At the same time offering a seamless and frictionless experience of the borrowers from loan application until repayment.
Our financing solutions are responsible, sustainable, flexible and affordable. We are here to help and not to trick you out.
Settles funds T+1
to the acquirer
Settle funds minus
agreed repayment and
interests
Settle funds minus
agreed repayment and
interests

CARD SCHEMES

ACQUIRER

PAYMENT SERVICE PROVIDER

MERCHANT
settle repayment
& interest payments
